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Welcome to ARA Inc.

Associates Consumer sites.  If your receiving correspondence from ARA, Paying your bill has never been easier. To get started click on your preferred method of payment to the below.


If you have other questions please call our toll free number at (888) 310-1550 and talk to one of our knowledgeable representatives or send us an e-mail by clicking here [e-mail].  Click on any of the links below for general information about us and your debt.

Answers to questions and resources.

As a consumer, you may have questions or needs that require research.  We have done it for you, click below for a wealth of knowledge, answers to your questions and resources.

How to Rebuild Bad Credit

Repairing your credit – getting rid of the negative credit report information and caught up on past due bills – will raise your credit score some. To raise your score to a level high enough to get loan approval and better interest rates, you’ll have to rebuild your credit – prove that you can handle credit responsibly. Getting started might be difficult, but once you begin to build momentum, you’ll be coasting your way to a good credit score.

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